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Are You a Sick Homeowner?

Not all homeowners, wanting to sell a home are sick homeowners. Some need to move into something larger or smaller, depending on the stage of their lives. They don’t necessarily need to sell their homes. These homeowners are not sick homeowners. They are not distressed. They are not what the real estate investors refer to as “motivated sellers.”

A sick homeowner is one who must sell his or her house quickly. This homeowner does not have the luxury of waiting for the right price and/or the right buyer. In fact, sometimes this homeowner is so fearful of his current situation, that he in danger of panic. Panic then makes him vulnerable to scam artists, and other real estate professionals who either don’t know, or don’t want to advise him of other options.

Many different events can be precursors to this kind of situation. People in the position of the distressed homeowner may have been faced with: 1. Job Loss, with the associated threat of foreclosure 2. Divorce 3. Death in the family 4. Personal or familial illness 5. An unmanageable inheritance 6. A job transfer 7. Too many rental properties

In the current market, options for selling a house seem to be limited. The listing option takes too much time. The “For Sale by Owner” does not seem to work very well. In fact, the “For Sale by Owner” home often ends up being listed. The banks are not much help either. With property values so low, and credit requirements so tight, refinancing the house is nearly impossible.

Fortunately, for homeowners, a new set of options has now been created. Amy J. Bartola, Director of Operations with Tactful Solutions, LLC, a retired nurse and a short sale survivor, has created a new system called “Medicine for the Sick Homeowner.” She retired from nursing to help facilitate another type of healing. That type of healing involves helping sick homeowners extricate themselves from the distressed situations.

According to Bartola, “Homeowners need to understand how crucial it is to become informed. It is so important to know what the options are, and how they affect one. It may mean the difference between a permanent, quality solution or a quick fix that may haunt the homeowner for years to come.”

In Medicine for the Sick Homeowner, the reader learns about:

1. Traditional and Non Traditional methods of selling a house
2. Points to remember when dealing with real estate professionals
3. Specifics regarding realtors vs. investors.
4. Who the “we buy houses” people really are.
5. The effect of the options on credit
6. The Short Sale
7. The Loan Modification

Medicine for the Homeowner stresses two important points. The first point being, that someone with little to no knowledge of real estate should seek qualified advice. The second is the description of the best professional to help. That professional would be a realtor, investor or attorney who understands different types of real estate transactions, has a wide network of various professionals and a willingness to refer clients to those professionals as each individual situation dictates.

Amy J. Bartola has been the Director of Operations for Tactful Solutions, LLC since 2007. She is the author of “Medicine for the Sick Homeowner.” Her free report can help you decide if you need help with foreclosure, or need to sell a house. You can get this report by going to and entering your name and email address.